Did you know that there is no charge to fill out an application for federal student aid, and that it can help you pay for college??? If not please read this!!!

The Department’s Federal student aid programs are the largest source of student aid in America. If you’re interested in financial aid for college or a career school but don’t have the money??

These programs provide more than $80 billion a year in grants, loans, and work-study assistance. Let me tell you what you will need first of all. If you want to apply for the 2009-2010 school year you will need financial information from 2008. That means your and your spouse’s if you are married. Now if you are a dependent student you will need your parent’s 2008 Federal Income Tax Return. Make sure your social security number is the right one. Another thing you will need is your current bank statements. If you are not a U.S. citizen you will also need your alien registration or permanent resident card. I advise you to print a FAFSA on the Web Worksheet. In this worksheet write in your answers and gather your parents’ information then transfer the data to FAFSA on the Web.

To save you time make sure you sign electronically with a Personal Identification Number, your parent can sign electronically too. Your eligibility for aid depends on your Expected Family Contribution (EFC), your year in school, your enrollment status, and the cost of attendance at the school you will be attending. Your school’s financial aid office will tell you how much you can receive. Apply as early as possible beginning January 1st of each year. The financial aid office at your school will use your Expected Family Contribution (EFC) and other information to determine the amount of financial aid for which you are eligible.

A financial aid award is determined by each school based on your eligibility and the cost of attendance for your program. Complete and submit your FAFSA online. It is the fastest and most accurate way to apply for student aid. Now you are all set!!! The first month of your classes you will receive between 20-25% of your total award. After that about a month before your classes end you will receive the rest of the money.

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